How energy efficient is your home?

A few simple changes can make all the difference

Simple actions will reduce both your household fuel bills and CO2 emissions...

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Home insurance

Protecting your property

Since your home is likely to be your single most important and greatest financial commitment...

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First-time buyer average age on the up

Would-be buyers forced to save for longer before making a purchase

The average age of first-time buyers is continuing to increase, according to research from mform.

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Rise in demand for rental property

Landlords see the benefits

Many landlords are experiencing greater demand for rental property, which has seen an increase of over 65 per cent during the last year...

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Lenders must offer mortgage fairness

Watchdog finds weaknesses

The Financial Services Authority (FSA) has reiterated its call for fairness from mortgage lenders..

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Choosing the right mortgage

Navigating your options

As the market has become more competitive in recent years mortgages have also become increasingly complex...

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Higher house prices for rural Britain

Buyers have greater affordability hurdles to jump

House prices in rural Britain are 15 per cent higher than in urban areas, according to new research...

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Subprime lending

Not such a lucrative market

As financial institutions announce varying degrees of difficulties and losses caused by toxic assets and bad debts...

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Government's controversial HIP scheme one year on

A valuable weapon in the fight for the protection of consumer rights?

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Is now the ideal opportunity to buy investment property?

One specialist believes cash-rich investors are in the best position to benefit

According to property investment specialist 1st Asset, cash-rich investors are in the best position...

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Landlords Energy Saving Allowance

Government offers to help landlords with the cost of insulation

Landlords have been urged to accept the government's offer to help them with the cost of insulation.

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Self-cert mortgages

Criteria tightened across the market

All parts of the mortgage market have been affected by...

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Applying for a mortgage
during a credit crunch

Increase the odds in your favour

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Spare cash

More than 1 in 10 British mortgage holders plan to make overpayments

Despite the relative economic gloom that has descended over the European lending market, more than one in ten (12 per cent)

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Tenancy deposit schemes

A third of renters are not being protected

With a sudden increase in the number of people wanting rental properties, and the growth in 'accidental landlords'...

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First-time buyers are not benefiting
from property price falls

Loan numbers down caused by fewer deals available

According to research from the mortgage analysts mform, there are just 36 deals available directly from lenders...

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Speeding up the sale of
property in the UK market

The wrong solution to the problem?

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Stamp duty reform

First-time buyers to benefit from increased threshold

First-time buyers are likely to be the main winners of the government's stamp duty reform, according to analysis from Halifax...

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Institutional investors

Increased allocation to commercial property schemes. Three quarters of pension fund managers are not reducing their allocation in property in spite of the downturn in the market.

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The “extensions for all” policy

Planning permission rules relaxed

Householders will be able to convert their lofts and build rear extensions to their homes without having to seek...

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Getting to grips with the
language of property

Glossary of property terms

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Energy Performance Certificates in Residential Property

From 1 October 2008 residential let property will require an Energy Performance Certificate (EPC).

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New pressures for more homes

2020 target not high enough

The target to build three million new homes by 2020 is not high enough to meet the growth in the number of elderly people and young families, a report says...

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High-earners looking to rent expect more from landlords

Creating the right look for tenants

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Second homeowners leave themselves exposed to unnecessary risk

Taking a few simple procedures can cut the cost of insurance

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